---
title: Veterinary | Deko | Pay Later Provider
description: Give your clients the opportunity to spread veterinary costs over time with Deko's Pay Later solution and let their pets access the treatment they need.
---

[![deko-logo-v2](https://www.dekopay.com/hubfs/_Deko_V2/deko-logo-v2.svg)](https://www.dekopay.com)

- Products 
    - [At a glance](https://www.dekopay.com/at-a-glance)
    - [Pay Monthly](https://www.dekopay.com/pay-monthly)
    - [Digital Credit](https://www.dekopay.com/newpay)
    - [Will I Qualify](https://www.dekopay.com/will-i-qualify)
    - [Deko Uplift](https://www.dekopay.com/uplift)
    - [Multi-lender](https://www.dekopay.com/multi-lender)
- For merchants 
    - Resources 
          - [Integration](https://www.dekopay.com/integration)
          - [Merchant support](https://www.dekopay.com/partner-support)
          - [Log in to Backoffice](https://secure.dekopay.com/backoffice/v2/#/)
          - [Developer portal](https://docs.dekopay.com/)
    - Industries 
          - [Home](https://www.dekopay.com/industries/home)
          - [Electronics](https://www.dekopay.com/industries/electrical)
          - [Jewellery](https://www.dekopay.com/industries/jewellery)
          - [Auto](https://www.dekopay.com/industries/automotive)
          - [Vets](https://www.dekopay.com/industries/vets)
          - [Leisure](https://www.dekopay.com/industries/sports-leisure)
          - [Wellbeing](https://www.dekopay.com/industries/wellbeing)
          - [Education](https://www.dekopay.com/industries/education-training)
- For customers 
    - [For customers](https://www.dekopay.com/for-customers)
    - [Merchant directory](https://www.dekopay.com/partner-directory)
    - [Customer support](https://www.dekopay.com/customer-support)
    - [Jargon buster](https://www.dekopay.com/jargon-buster)
- Company 
    - [About us](https://www.dekopay.com/about-us)
    - [Become a lender](https://www.dekopay.com/become-a-lender)
    - [Become a partner](https://www.dekopay.com/become-a-partner)
    - [Careers](https://apply.workable.com/deko/)
    - [Contact us](https://www.dekopay.com/contact-us)
- [Resources](https://www.dekopay.com/resources) 
    - [Industry insights](https://www.dekopay.com/industry-insights)
    - [Case studies](https://www.dekopay.com/case-studies)
    - [Company news](https://www.dekopay.com/company-news)
    - [Guides](https://www.dekopay.com/guides)

[Get in touch](https://www.dekopay.com/contact-us)

# Give your clients the freedom to pay over time

Offer pet lovers the opportunity to [spread veterinary costs over a number of instalments](https://www.dekopay.com/pay-monthly) through our pay later platform.

[Get started](https://www.dekopay.com/contact-us)

![vets-pup-m2](https://www.dekopay.com/hs-fs/hubfs/vets-pup-m2.png?width=640&height=435&name=vets-pup-m2.png)

- [Home](https://www.dekopay.com/)
- For merchants
- Industries
- [Vets](https://www.dekopay.com/industries/vets)

![Vets4pets (muir) 1 (1)](https://www.dekopay.com/hubfs/Vets4pets%20(muir)%201%20(1).png)

![DNA vetcare muir new](https://www.dekopay.com/hubfs/DNA%20vetcare%20muir%20new.svg)

Tailored to your client’s needs

## The multi-lender way

Unlike traditional pay later providers, our solutions are connected to a panel of lenders. This means we can increase acceptance rates so more of your clients and their pets can get the treatment they require.

![vet](https://www.dekopay.com/hs-fs/hubfs/vet.webp?width=1248&height=770&name=vet.webp)

![Pay Monthly graphic V2](https://www.dekopay.com/hs-fs/hubfs/Pay%20Monthly%20graphic%20V2.png?width=1048&height=1043&name=Pay%20Monthly%20graphic%20V2.png)

Covering all types of treatment

## Innovative retail finance products

Our Pay Monthly product is perfect for vet practices, with coverage up to £25,000 and a wide range of instalment periods and interest rates (including 0%). The product is designed to slot seamlessly into your existing client journey, providing effortless access to pay later options and helping increase accessibility to vet care.

Go live quicker

## Seamless Integration

With over twenty years of experience, our [industry-leading integration](https://www.dekopay.com/integration) service can push your store live with Deko in 24 hours, with zero disruption to your business. Our experts will make the set-up and post-launch experience pain-free so you can focus on the things that really matter.

![vet_2](https://www.dekopay.com/hs-fs/hubfs/vet_2.webp?width=1248&height=790&name=vet_2.webp)

## How multi-lender works

1

The client will then confirm the purchase and digitally sign the credit agreement. Deko and the connected lender will handle the rest of the finance process from here, and you’ll receive payment upfront.

2

Their application will be processed and assessed based on eligibility, credit history and affordability. If our primary lender rejects their application, they’ll be automatically connected to a secondary lender who is better suited to their credit profile.

3

The client will then confirm the purchase and digitally sign the credit agreement. Deko and the connected lender will handle the rest of the finance process from here, and you’ll receive payment upfront.

![Sergiu diagram](https://www.dekopay.com/hubfs/Sergiu%20diagram.svg)

![mobile1](https://www.dekopay.com/hs-fs/hubfs/mobile1.png?width=761&height=491&name=mobile1.png)

### Step 1

The client will then confirm the purchase and digitally sign the credit agreement. Deko and the connected lender will handle the rest of the finance process from here, and you’ll receive payment upfront.

![mobile2](https://www.dekopay.com/hs-fs/hubfs/mobile2.png?width=761&height=491&name=mobile2.png)

### Step 2

Their application will be processed and assessed based on eligibility, credit history and affordability. If our primary lender rejects their application, they’ll be automatically connected to a secondary lender who is better suited to their credit profile.

![mobile3](https://www.dekopay.com/hs-fs/hubfs/mobile3.png?width=761&height=491&name=mobile3.png)

### Step 3

The client will then confirm the purchase and digitally sign the credit agreement. Deko and the connected lender will handle the rest of the finance process from here, and you’ll receive payment upfront.

## Benefits to your business

![Flexible options (circle) (1)](https://www.dekopay.com/hubfs/Flexible%20options%20(circle)%20(1).svg)

### Combine with insurance

Your clients can use Deko finance alongside their insurance if the full cost isn’t covered.

![0% APR (circle)](https://www.dekopay.com/hubfs/0%25%20APR%20(circle).svg)

### 0% APR

Increase accessibility to treatment with interest-free options.

![Paid upfront (circle)](https://www.dekopay.com/hubfs/Paid%20upfront%20(circle).svg)

### Get paid upfront

Our lenders cover fraud and credit risk, so you’ll get paid upfront and in full no matter what.

![No hidden fees (circle)](https://www.dekopay.com/hubfs/No%20hidden%20fees%20(circle).svg)

### No hidden fees

Our fee breakdowns are clear and transparent for both merchants and customers.

## The Deko difference

Providing greater financial flexibility for pet lovers since 2008.

+£3bn

Credit applications processed

+40%

Uplift in acceptance rate

24hrs

Integration time

## Over 20 eCommerce platforms supported

[![magento](https://www.dekopay.com/hubfs/_Deko_V2/integration-page/magento.png)](https://www.imegamedia.co.uk/retail-finance-module/magento/) [![shopify](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/shopify.png)](https://www.imegamedia.co.uk/retail-finance-module/shopify/) [![woocommerce_logo 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/woocommerce_logo%202.png)](https://www.imegamedia.co.uk/retail-finance-module/woocommerce/) [![wordpress 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/wordpress%202.png)](https://www.imegamedia.co.uk/retail-finance-module/word-press/) [![opencart 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/opencart%202.png)](https://www.imegamedia.co.uk/retail-finance-module/opencart/) [![BigCommerce-logo-dark 3](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/BigCommerce-logo-dark%203.png)](https://www.imegamedia.co.uk/retail-finance-module/big-commerce/) [![cs-cart_logo 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/cs-cart_logo%202.png)](https://www.imegamedia.co.uk/retail-finance-module/cs-cart/) [![presta](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/presta.png)](https://www.imegamedia.co.uk/retail-finance-module/prestashop/)

[![magento](https://www.dekopay.com/hubfs/_Deko_V2/integration-page/magento.png)](https://www.imegamedia.co.uk/retail-finance-module/magento/) [![shopify](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/shopify.png)](https://www.imegamedia.co.uk/retail-finance-module/shopify/) [![woocommerce_logo 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/woocommerce_logo%202.png)](https://www.imegamedia.co.uk/retail-finance-module/woocommerce/) [![wordpress 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/wordpress%202.png)](https://www.imegamedia.co.uk/retail-finance-module/word-press/) [![opencart 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/opencart%202.png)](https://www.imegamedia.co.uk/retail-finance-module/opencart/) [![BigCommerce-logo-dark 3](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/BigCommerce-logo-dark%203.png)](https://www.imegamedia.co.uk/retail-finance-module/big-commerce/) [![cs-cart_logo 2](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/cs-cart_logo%202.png)](https://www.imegamedia.co.uk/retail-finance-module/cs-cart/) [![presta](https://www.dekopay.com/hubfs/_Deko_V2/homepage/integration-logo/presta.png)](https://www.imegamedia.co.uk/retail-finance-module/prestashop/)

## Our resource toolbox

[Case study](https://www.dekopay.com/case-studies/harley-street-hair-clinic)

## Harley Street Hair Clinic sees conversions quadruple with Deko finance

Read more

[Case study](https://www.dekopay.com/case-studies/harley-street-hair-clinic)

## Harley Street Hair Clinic sees conversions quadruple with Deko finance

Read more

[Resources](https://www.dekopay.com/guides/why-deko-finance-is-the-right-choice-for-your-ecommerce-business)

## [Why Deko Finance is the right choice for your ecommerce business](https://www.dekopay.com/resources)

[Read more](https://www.dekopay.com/resources)

[Resources](https://www.dekopay.com/guides/an-introduction-to-buy-now-pay-later)

## [The complete guide to Buy Now Pay Later for your retail business](https://www.dekopay.com/resources)

[Read more](https://www.dekopay.com/resources)

[Industry insights](https://www.dekopay.com/industry-insights/6-benefits-of-introducing-point-of-sale-consumer-financing-to-your-online-store)

## [6 benefits of introducing POS consumer financing to your online store](https://www.dekopay.com/resources)

[Read more](https://www.dekopay.com/resources)

[Visit our blog](https://www.dekopay.com/resources)

## Get in touch with us

![Deko](https://www.dekopay.com/hubfs/Deko%20Website%20July%202021/Images/Home/logos-1.svg)

7 Handyside Street,  
London, N1C 4DA [hello@dekopay.com](mailto:hello@dekopay.com)

- [![X-circle](https://www.dekopay.com/hs-fs/hubfs/X-circle.png?width=29&height=29&name=X-circle.png)](https://twitter.com/dekopay)
- [![linkedin](https://www.dekopay.com/hubfs/_Deko_V2/social-media/linkedin.svg)](https://www.linkedin.com/company/dekopay)
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- [![instagram](https://www.dekopay.com/hubfs/_Deko_V2/social-media/instagram.svg)](https://www.instagram.com/dekopay/)

-  
-  
-  

 

- Products 
    - [At a glance](https://www.dekopay.com/at-a-glance)
    - [Pay Monthly](https://www.dekopay.com/pay-monthly)
    - [Digital Credit](https://www.dekopay.com/newpay)
    - [Will I Qualify](https://www.dekopay.com/will-i-qualify)
    - [Deko Uplift](https://www.dekopay.com/uplift)
    - [Multi-lender](https://www.dekopay.com/multi-lender)
- For merchants 
    - [Integration](https://www.dekopay.com/integration)
    - [Merchant support](https://www.dekopay.com/partner-support)
    - [Why Deko](https://www.dekopay.com/guides/why-deko-finance-is-the-right-choice-for-your-ecommerce-business)
    - [Log in to Backoffice](https://secure.dekopay.com/backoffice/v2/#/)
    - [Developer portal](https://docs.dekopay.com/)
- For customers 
    - [For customers](https://www.dekopay.com/for-customers)
    - [Merchant directory](https://www.dekopay.com/partner-directory)
    - [Customer support](https://www.dekopay.com/customer-support)
- Company 
    - [Contact us](https://www.dekopay.com/contact-us)
    - [Become a lender](https://www.dekopay.com/become-a-lender)
    - [Become a partner](https://www.dekopay.com/become-a-partner)
    - [About us](https://www.dekopay.com/about-us)
    - [Careers](https://apply.workable.com/deko/)
    - [Blog](https://www.dekopay.com/resources)
- Legal 
    - [Terms of service](https://www.dekopay.com/terms-of-service)
    - [Security statement](https://www.dekopay.com/security-statement)
    - [Complaints procedure](https://www.dekopay.com/complaints-procedure)
    - [Privacy policy](https://www.dekopay.com/privacy-policy)
    - [Cookies](https://www.dekopay.com/cookies)

Deko is a trading name of NewDay Technology Ltd, registered in England and Wales (company number 08812602). NewDay Technology Ltd is an Appointed Representative of NewDay Cards Ltd for the purposes of providing credit broking services. NewDay Cards Ltd is authorised and regulated by the Financial Conduct Authority (FRN 682417). 

![](https://px.ads.linkedin.com/collect/?pid=3018148&fmt=gif)

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Their application will be processed and assessed based on eligibility, credit history and affordability. If our primary lender rejects their application, they’ll be automatically connected to a secondary lender who is better suited to their credit profile.

The customer will then confirm the purchase and digitally sign the credit agreement. Deko and the connected lender will handle the rest of the finance process from here, and you’ll receive payment upfront."
    }
  }
}
```

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