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Give your clients the freedom to pay over time

Offer pet lovers the opportunity to spread veterinary costs over a number of instalments through our pay later platform.

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Tailored to your client’s needs

The multi-lender way

Unlike traditional pay later providers, our solutions are connected to a panel of lenders. This means we can increase acceptance rates so more of your clients and their pets can get the treatment they require.

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Covering all types of treatment

Innovative retail finance products

Our Pay Monthly product is perfect for vet practices, with coverage up to £25,000 and a wide range of instalment periods and interest rates (including 0%). The product is designed to slot seamlessly into your existing client journey, providing effortless access to pay later options and helping increase accessibility to vet care.

Go live quicker

Seamless Integration

With over twenty years of experience, our industry-leading integration service can push your store live with Deko in 24 hours, with zero disruption to your business. Our experts will make the set-up and post-launch experience pain-free so you can focus on the things that really matter.

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How multi-lender works

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The client will then confirm the purchase and digitally sign the credit agreement. Deko and the connected lender will handle the rest of the finance process from here, and you’ll receive payment upfront.

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Their application will be processed and assessed based on eligibility, credit history and affordability. If our primary lender rejects their application, they’ll be automatically connected to a secondary lender who is better suited to their credit profile.

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The client will then confirm the purchase and digitally sign the credit agreement. Deko and the connected lender will handle the rest of the finance process from here, and you’ll receive payment upfront.

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Benefits to your business

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Combine with insurance

Your clients can use Deko finance alongside their insurance if the full cost isn’t covered.

0% APR (circle)

0% APR

Increase accessibility to treatment with interest-free options.

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Get paid upfront

Our lenders cover fraud and credit risk, so you’ll get paid upfront and in full no matter what.

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No hidden fees

Our fee breakdowns are clear and transparent for both merchants and customers.

The Deko difference

Providing greater financial flexibility for pet lovers since 2008.

3bn

Credit applications processed

+40%

Uplift in acceptance rate

24hrs

Integration time

Over 20 eCommerce platforms supported