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Payment options that help shoppers say yes

Deko is a multi-product, multi-lender retail finance platform. We’re proud to be able to present a broad range of solutions that suit businesses with different needs.

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Digital credit

Newpay is a digital line of credit that allows customers to split purchases into manageable monthly payments. Designed to increase sales and drive bigger baskets, Newpay provides a simple and easy digital purchasing experience.

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Pay in 4, interest-free

Our simple, flexible and easy-to-use buy now pay later product from Deko allows you to offer your customers more choice when they arrive at your site's checkout. Spread the cost of lower value basket sizes (ranging from £25 - £1000) across 4 interest free payments, every 2 weeks.

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multi-product, multi-lender

Pay monthly

When our instalment payment product is integrated into your checkout experience, customers eligible for retail finance are delivered the best terms to suit personal circumstance. All of this comes from a panel of lenders who can provide personalised credit ranging from £250 to £25,000.

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Will I qualify?

Will I Qualify quickly determines your customers’ financial eligibility ahead of their shopping experience. It takes seconds to complete and leaves customers with the confidence to browse products knowing credit is secured.

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Will I qualify