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Pay in 4, interest-free

Simple, flexible and easy-to-use. Pay in 4 from Deko in partnership with Zip allows you to offer your customers the freedom to spread the cost of lower value basket sizes across 4 equal interest-free payments, every 2 weeks.

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Power to the customer

At Deko we help retailers offer more to their customers. With 0% interest and no fees following one upfront payment at checkout, your customers can choose to split the cost of basket items across 4 equal payments every 2 weeks.

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No commitment issues

We won’t tie you down to anything. There’s no upfront or set up costs when you work with us and our responsible partners will cap late fees. We don’t even charge to integrate our powerful buy now pay later (BNPL) technology into your online checkout experience.

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Does your company meet the following criteria?

  • At least one million in annual turnover
  • At least one year of trading
  • Average basket value £25-£1000
  • Finance available for online payments only
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Great for your business and for your customers


Increase your order value


Drive up repeat spend


Build trust in your brand


Decrease basket abandonment


Attract new customers from other merchants offering BNPL

flexible and easy

Simple, flexible and easy to use