Christmas Shops V2

When's your Christmas?

Vicki Scheele   14th Aug 2017
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Best retail finance rates guaranteed!

Vicki Scheele   21st Jul 2017

We ALL want to buy the cheapest stuff, right? Cheapest holidays, cheapest appliances, cheapest clothes … cheapest food … cheapest jewellery, er, well … … hmmm …. no.  There’s a reason we don’t shop at Primark, drive a Dacia and fly with RyanAir all the time. 

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The cost of credit - The truth about APRs

Verity Brain   21st Mar 2017

Consumers are using credit more than ever and spreading the cost is increasingly being seen as a smart financial decision by a broader range of people.

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Retail credit market trends

Vicki Scheele   15th Mar 2017

Customer demand for credit has never been greater. In the UK, there are 60 million credit cards held by 32 million consumers. When it comes to retail (point-of-sale) credit, a revolution is under way. Over half of the top 100 retailers now offer credit options to their customers. Thousands of smaller merchants have also introduced consumer financing in the last few years.

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Travel finance: A smarter way to pay for holidays

Vicki Scheele   8th Dec 2016

The past few years have been full of challenges for UK travel firms. The online revolution has made travellers increasingly detached from travel agencies as they search for a better deal and Brexit uncertainties are starting to impact consumer confidence and make people more conscious of holiday spending. Yet recent consumer research put travel as a firm priority with over 27% considering their annual family holiday as something they cannot live without.

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How smart technology drives merchant conversion rate

Vicki Scheele   18th Nov 2016

Consumers are more demanding than ever when it comes to the mobile experience. The UK's leading retailers spend millions of pounds making sure their ecommerce sites are mobile-optimised and with around 60% of online transactions now taking place on a mobile device it's easy to see why. It's also why our mobile-first approach to our customer journey is so critical to us - a customer that abandons the process at any stage is a lost sale.

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Customers first in finance

Vicki Scheele   25th Oct 2016
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The secret to targeting retail customers

Vicki Scheele   17th Oct 2016

Customers have more choice than ever and often shop around and switch between stores. Loyalty is hard won and even loyal customers are fickle and can be easily lured by promotions, discounts or the latest celebrity endorsement.

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How retailers can win in this post-Brexit environment

Vicki Scheele   5th Oct 2016

It's been a tough few months for UK retailers following the Brexit decision and it doesn't look to get better anytime soon. The pound hit a 31-year low this week and last week CBI published survey data announcing 46% of UK retailers believe consumer spending will continue to drop over the coming year.

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Retail financing: Are you doing it well enough?

Vicki Scheele   22nd Sep 2016

My brother in law sent me a picture of his new bike yesterday. The caption simply said 'fancy a race?'

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